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We are delighted to announce some new additions to our team that will be serving as regional field representatives across the country:

Charlie Parker

Charlie is a native of Gary, Indiana. He currently resides in Allen, TX where he has lived for the past 15 years.  Charlie brings more than 35 years of work experience to SHCPF where he has worked in various roles ranging from designer, product engineer, project manager, program manager, customer success director, loss control consultant, field Interviewer, and small business owner.

Charlie graduated from Cardinal Stritch University in Milwaukee, WI with an MBA in Finance, BA in Business Administration, and an AAS in Mechanical Engineering Technology.  Charlie served ten years in the US Army and was deployed to various combat operations during his time in the military.

In his recent role as a field interviewer, Charlie’s responsibilities included collecting data associated with the quality of care in assisted living and nursing homes and reviewing associated safety risks throughout the state of Texas. Charlie is excited to be part of a team that protects our seniors and elders from fraud, and believes his experience coupled with his understanding of technology will be beneficial to the mission of SHCPF.

Renee Edwards

A Baltimore native – O’s and Raven fan for life, an alumnus of Morgan St. University, Towson University and the University of North Dakota Law School; where she was the co-founder and former Vice-President of UND Black Law Student Association (BLS) Mid-West Region – the largest student group in the nation. Former John’s Hopkins Hospital Children’s House Volunteer, Youth Mentor/Life Coach and Ameri-Corps alumnus since 2003. Current Professor of Business Ethics & Law and Management Leadership – Montreat College, former Professor of Communications Law – Clark Atlanta University, previous Faculty member of the Business & Technology Division –Howard County Community College, licensed sports agent –New York State, continuous Red Cross supporter and annual Children’s International contributing donor.

Professional experience in capital industries such as legal aid (Washington, D.C Attorney General’s Office, and State of Maryland Office of The Public Defender), Government Policy (US SSA), Consulting, Public Relations, Radio/Television promotion and production( CBS Radio & Network), Community Development, Sports and Entertainment Agency.

Member of the Southeast Asian Bar Association of D.C, the National Black Prosecutor’s Association and Maryland Chapter MS Society. Renee is the former Executive Director of the Waverly Main Street Inc. Community Development non-profit organization and currently the managing partner of the ER Edwards Consulting Co. Sports and Entertainment Agency division. A veteran of the United States Army and former political candidate for the Baltimore City Council 2012 Mayoral election. Previous Varsity Head Basketball Coach for the Forest Park Senior High School, former Assistant Head Coach – Friends School of Baltimore. Renee enjoys warm travels; philanthropic endeavors, volunteering with community service projects emphasizing civil rights, environmental protection, education and youth empowerment.

Rob Morton

Rob resides in Pennsylvania with his family. He has worked in the management field for over 25 years with some companies like, Round 1 Entertainment, Wawa, Save-A-Lot, and Aldi’s. Rob has also worked in the Medical Field as a Community Field Representative for Horizon’s Hospice. For the past 7 years, he has operated a family business of 4 Frozen Yogurt/Ice Cream Parlor’s which his 2 children recently took over this year.

Welcome Charlie, Renee and Rob! We are very pleased to have you all as a part of our team!

Many of the banks that sponsor our senior protection programs, particularly those in the Northeastern U.S., may already be familiar with Kristine LaVigna. She has served as the Northeast Regional Field Rep for over ten years. In that role, she worked with area bankers, as well as with health care administrators at senior communities enrolled in Senior Crimestoppers and Senior Secure programs to help them utilize the program benefits.

In order to better serve the banks that sponsor our Foundation’s programs that protect seniors, Kristine has been promoted to Business Development Manager, where she will serve to unite banks across the country with low- to moderate-income senior facilities in their assessment areas, creating opportunities for CRA lending and investment test credit.

“Kristine’s long history with us and deep understanding of our programs and services will be invaluable to CRA professionals that wish to expand their CRA strategy to include these innovative and essential programs that benefit some of the most vulnerable members in their communities,” said David Lenoir, President & CEO, CRA Partners.

Kristine spent 18 years in investment banking in NYC before starting her own consulting practice, helping small businesses in her community develop and implement effective business plans. She is based in Ridgefield, CT, working remotely out of our Memphis headquarters.

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About the Senior Crimestoppers program

CRA Partners and Senior Crimestoppers are operated by the Senior Housing Crime Prevention Foundation (SHCPF), headquartered in Memphis, Tennessee.

The SHCPF mission is to provide protection and an enhanced quality of life for vulnerable senior housing residents through meaningful turnkey CRA compliance for community focused banks.

Funded exclusively by the banking industry and endorsed by the ICBA and over 30 state bankers associations, the Foundation has developed a low-risk, profitable solution — CRA Partners — for banks of all asset sizes and charter types – to fulfill their federally mandated Community Reinvestment Act (CRA) requirements in the form of qualified loans, investments or grants through the operation of the nationally acclaimed Senior Crimestoppers program.

For more information about Senior Crimestoppers, visit SeniorCrimestoppers.org or call 800-529-9096.

Please join us in welcoming our newest field rep, Aaron Reid. Aaron will be serving the upper Great Lakes states of Michigan, Indiana, Ohio and Kentucky.

Aaron Reid is an Ohio native currently residing in the Cincinnati area. During his career, he has been a high school teacher and worked in various management positions in the nonprofit education, health and human services sectors. Aaron has a Bachelor’s in History from Florida Atlantic University and a Master’s in International Enterprise Management from the University of Maryland. He enjoys spending time with his fourteen-year old son, playing and watching sports, and hiking with his dogs along the Little Miami River.

Today we formally announce the formation of The CRA Collaborative, a peer group that provides bankers with opportunities to engage in discussion around Community Reinvestment Act-(CRA) related topics.

“For more than 20 years, CRA Partners has worked with community banks to help them meet the needs of their elderly customers while earning Community Reinvestment Act credit,” CRA Partners President and CEO David Lenoir said. “As CRA modernization began to take shape last year, we saw an influx of questions around the new rules and believed a forum such as the CRA Collaborative would be invaluable to bankers as they navigate questions and facilitate discussion around changes.”

The CRA Collaborative will hold quarterly online meetings, allowing CRA professionals at banks to work together to share their expertise and knowledge while learning new skills and best practices. They will also have opportunities to learn about ways to optimize their CRA strategy through a dynamic team environment.

“CRA Partners has been a great resource in helping our bank take advantage of CRA opportunities in our community, and now we have another valuable tool with CRA Collaborative to help foster meaningful dialogue and share insights among a group of like-minded peers,” said CRA Partners Chairman G. Scott McComb, chairman, president and CEO of Heartland Bank in Whitehall, Ohio.

The next CRA Collaborative meeting is scheduled for July 26. Membership in the CRA Collaborative is free for banks currently supporting CRA Partners programs and available through an annual subscription for all others. To learn more and join, visit https://shcpfoundation.org/cra-collaborative/.

We are pleased to announce our newest Senior Crimestoppers field rep, Deb Harrington.  Deb will be serving the upper Midwest states of Illinois, Wisconsin, Minnesota, Iowa, Missouri, North & South Dakota as she provides resources and crime-prevention services designed to improve and enhance senior residents’ overall quality of life while living in our nation’s senior housing facilities.

Deb graduated with a bachelor’s degree in journalism with a focus in marketing from Ball State University, and went on to work for a social services agency in Indianapolis where she was a job coach for adults with disabilities and then became a group manager of operations for the agency.  During this time, she also became involved with HUD as a housing tester where she worked to help identify and educate the community on the perils of housing discrimination.  

She currently resides in the Chicago area where she has lived over 25 years and worked as director of marketing for global training & development companies, as well as, director of marketing for a grass-roots car-sharing non-profit.  In her most recent role, she managed accounts in the Midwest, educating and consulting clients on challenging workers’ comp injuries.

Deb brings her wealth of professional experience to SHCPF with a deep passion that goes back to her childhood— visiting and building relationships with older adults in senior housing facilities.  She is excited to pursue this passion as a Senior Crimestoppers field rep while actively promoting safety and enhancing living conditions for those living and working in senior housing facilities in our communities.

Roughly 20 percent of older Americans fall prey to financial exploitation losing on average $120,000, or $3 billion every year, according to a study from the AARP Public Policy Institute.

Be on the Lookout for Elder Financial Abuse Scams

 It’s an all too unfortunate reality that older adults are attractive targets for financial exploitation because they tend to possess more wealth than other potential victims. This is wealth that in many instances has been accumulated over their lifetime through hard work and conscientious saving.

The Senior Housing Crime Prevention Foundation takes a proactive approach to detecting and preventing financial fraud against older customers through their programs that protect and educate residents and staff at local senior housing facilities on how to prevent elder financial abuse.

With World Elder Abuse Awareness Day happening on June 15, we wanted to provide our nation’s seniors and their family members with tips to guard against financial exploitation.

Medicare/Health Insurance Scams

It is difficult to imagine that someone could prey on those in need of medical assistance, but unfortunately, Medicare fraud is all too common. Criminals are posing as Medicare or medical supply representatives to obtain personal information or provide bogus services and using the information to bill Medicare or assume an identity to perpetrate fraud.

Another scam centers around a FEMA program to assist with funeral expenses. While this is a legitimate program, and you can reach out to FEMA to apply for these benefits, citizens should be mindful that:

• FEMA will not contact you until you call or apply for assistance.
• The government won’t ask you to pay anything to get this benefit.

As a good rule of thumb never share personal or financial information with anyone who contacts you out of the blue.

Zoom Phishing Emails and Internet Fraud

At the onset of the pandemic con artists registered thousands of fake Zoom-related internet domains to send phony emails, texts or social media messages to trick consumers into clicking on bogus links related to purported “account suspension” or “meeting” notices. Those that took the bait inadvertently downloaded malware (malicious software) on their computer, exposing their personal information to potential use by fraudsters.

Internet scammers are also known for sending fake text messages alleging trouble with an internet account, credit card, bank account or shopping order. Many even contain realistic looking logos to lure you into clicking on a link and divulging personal information.

To limit your exposure, avoid clicking on links from unsolicited emails or texts. If you suspect a problem with an account contact the bank or service provider directly.

Telemarketing/Phone Scams

Seniors schooled in etiquette may frown upon “hanging up the phone” or simply saying “no” to unsolicited calls, but it also leaves the door open to criminals posing as company representatives. Three notable examples include:

1. The pigeon drop where con artists pretend to share found money in exchange for a “good faith” payment drawn from the contacted person’s bank account.
2. The fake accident ploy where con artists create a false narrative that a loved one has been injured in an accident and needs money for medical expenses.
3. Charity scams where con artists solicit funds on behalf of a charity for which they are not affiliated with or is not legit.

Remember, if it’s too good to be true it probably is. If you want to give go directly to the source. And if you are worried about a friend or family member, verify the information with them directly.

Scams are always changing. This year’s fraud will be replaced by a new and creative scheme next year. The Federal Trade Commission has a “scam alert” page with information about the ever-changing ways that scam artists target consumers, at consumer.ftc.gov/scam-alerts.

More resources available at https://shcpfoundation.org/resources/

Since the formation of our organization in 2000, CRA Partners has helped hundreds of banks obtain the CRA credit they deserve for ensuring safe, secure senior living environments.  Currently, our programs operate in 47 states and protect more than 115,000 seniors in nursing homes, HUD facilities and state veterans homes. We have reduced crime in our member facilities by 96%, thanks to our bank partners’ funding and support.

Our Foundation assets are held in trust by Fifth Third Bank.  Despite recent challenges of several large banks, our partners can rest assured that assets held in Fifth Third’s custody are not assets or liabilities of Fifth Third Bank.  The Foundations’ assets are segregated from the Bank’s assets, so any difficulties a custodial bank may incur do not affect the health of our organization. Fifth Third Bank is well-capitalized and remains a source of strength and stability. Their role as custodian is to hold the assets for safekeeping, to collect dividends and interest and provide other similar services. Account ownership in the assets remains vested in the individuals or entities for whose benefit the Bank is acting as custodian and the assets are not subject to the claims of creditors of Fifth Third Bank.

Just as we have for over 22 years, we’ll continue to provide protection and an enhanced quality of life for vulnerable senior housing residents through meaningful turnkey CRA compliance for community focused banks. Thank you for your continued support.

Please join us in welcoming our newest field rep, Meeka McIntyre. Meeka will be providing service to senior facilities in a CA, NV, OR, WA, ID, MT, WY, ND, SD, CO, UT, AZ, and NM. Meeka currently resides in the Southern California area. She has worked with the U-turn Foundation as a Consultant, which provides prevention/intervention for At-Risk-Youth. She has also worked in Christian Education and in the Medicare Dept at Kaiser Permanente. From an early age, she has been passionate about helping our seniors. She even hopes to one day to open an elderly daycare. She is thankful for this opportunity and looks forward to working with everyone.

Republished from:

https://www.aura.com/learn/holiday-scams

1. Fake charities that steal your money
2. Gift card scams (including empty gift cards)
3. Lookalike online stores
4. Phishing emails from companies you trust
5. Fraudulent seasonal jobs
6. Missed delivery notification scam texts
7. Grandparent scams
8. Social ads promoting fraudulent items 
9. Popular holiday gifts at low prices
10. Holiday travel and online airfare scams
11. Fake online giveaways and surveys
12. Scam online gift exchanges
13. Hacking over public Wi-Fi
14. Stealing mail and packages
15. Shoulder surfing and card skimming

Over twelve years ago, we created a Veterans Initiative in support of our Foundation’s mission. The focus of the initiative is to reduce all aspects of crime and provide ongoing, effective crime prevention programs that ensure a safe and secure environment for the residents of Veterans Homes all over the U.S.

Protecting the veterans that have served our country continues to be not only an important part of the Foundation’s mission, but is important to community bankers as well. CRA Partners, a subsidiary of the Independent Community Bankers of America (ICBA), brings nursing, HUD, and veterans’ homes together with community banks for sponsorship in their assessment area, earning the bank CRA credit.

In honor of Veterans Day, we take this opportunity to thank the following banks for their continued support of this on-going initiative. When you see the image at left in the window of a bank, know that their sponsorship of this initiative is one of the many ways they choose to give back to the brave men and women who have sacrificed so much. Our heartfelt gratitude goes to:

1st Summit Bank

Avidia Bank

Bank Five Nine

Centennial Bank

Central Bank of Oklahoma

ChoiceOne Bank

Community First Bank

Core Bank

Delaware National Bank of Delhi

F&M Bank

FirstBank

First Citizens Bank (IA)

First-Citizens Bank & Trust Company

First Command Bank

First Community Bank of Tennessee

First National Bank of Pennsylvania

Franklin Savings Bank (ME)

Franklin Savings Bank (NH)

GrandSouth Bank

Happy State Bank

JD Bank

Kearny Bank

Kennebec Savings Bank

Lakeland Bank

Machias Savings Bank

Main Street Bank (MA)

Manasquan Bank

Milford Federal Savings & Loan Association

NBC Oklahoma

Park National Bank

Peoples Bank (NC)

Pinnacle Bank

Poppy Bank

Sturgis Bank & Trust Company

The Dime Bank

Truist Bank

United Bank of Philadelphia

VeraBank, National Association

Westfield Bank, FSB

West Shore Bank