Senior Housing Crime Prevention Foundation

CRA Partners

Memphis, TN, USA

(901) 529-4765

United States of America

About Us

CRA Partners and Senior Crimestoppers are operated by the Senior Housing Crime Prevention Foundation (SHCPF), headquartered in Memphis, Tennessee.  

The SHCPF mission is to provide protection and an enhanced quality of life for vulnerable senior housing residents through meaningful turnkey CRA compliance for community focused banks.

Funded exclusively by the banking industry and endorsed by the ICBA and the ABA, the Foundation has developed a low-risk, profitable solution — CRA Partners — for banks of all asset sizes and charter types – to fulfill their federally mandated Community Reinvestment Act (CRA) requirements in the form of qualified loans, investments or grants through the operation of the nationally acclaimed Senior Crimestoppers program.

For more information about Senior Crimestoppers, visit SeniorCrimestoppers.org or call 800-529-9096.

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General contact


CRA Partners
877-232-0859
Senior Crimestoppers
800-529-9096
SHCPF
5100 Poplar Ave., Ste. 711
Memphis, TN 38137

Professional Staff

Edward J. Gentry

Edward J. Gentry

Chairman, President and Chief Executive Officer of SHCPF


Ed brings more than 25 years of experience in the community banking and financial industries as the leader of the Foundation. Ed’s expansive career has included executive-level positions with SunTrust Bank (formerly National Bank of Commerce), BancorpSouth, and Triumph Bank.

Terry B. Rooker

Terry B. Rooker

President, Senior Crimestoppers


Terry began his career as a nursing home administrator and successfully ran a 284 bed, long-term care senior living facility, which became the first nursing home to implement the Senior Crimestoppers program. In September 1994, Terry became the first Senior Crimestoppers employee and helped develop the program for SunTrust Bank (formerly National Bank of Commerce), and he has been instrumental in the growth of the program nationally over the last 20 years.

Thomas J. Fehrmann

Thomas J. Fehrmann

CFO & COO


Tom began his career as a certified public accountant before embarking on a 20-year banking career. He joined the Senior Housing Crime Prevention Foundation in 2002 as Chief Financial Officer, and in 2006 was also elected Chief Operating Officer.

Kay Joest

Kay Joest

Vice President & Managing Director of Senior Crimestoppers


Kay is Managing Director of Senior Crimestoppers and responsible for the overall administration of the program on senior housing campuses nationwide. Her responsibilities also include aligning participating banks with corresponding senior facilities in the banks’ assessment areas in order to fulfill their participation in the Foundation.

Judy Holcomb

Judy Holcomb

Vice President & Assistant Program Manager of Senior Crimestoppers


As the Assistant Program Director for Senior Crimestoppers and “Wish Comes True,” Judy also coordinates the “Time of Your Life” and “Random Acts of Kindness” programs as well as serving as the liaison for member nursing homes and providing in-house training for both new and existing nursing home facilities including staff and employees.

Lori L. Millar

Lori L. Millar

Vice President, Communications and Marketing


Lori plans and produces all Foundation, CRA Partners, and Senior Crimestoppers communications and marketing materials, coordinates and produces all of the national and regional webinars, maintains the Foundation’s websites and social media channels, and plans the annual “Doing Well by Doing Good” banker’s conference as well as all other meetings and special events.

George Clinard

George Clinard

Vice President, Relationship Management


George’s 20 years in the financial services industry includes 15 years with Ford Motor Credit and Security Pacific and a decade at First Tennessee Bank as manager of the Consumer Lending Department. He travels across the country visiting our current bank partners and conducting Senior Crimestoppers charter presentations at newly sponsored facilities.

Sue Shaffer

Sue Shaffer

Vice President, Relationship Development


Before joining SHCPF, Sue spent 17 years in sales and executive operations in the telecom industry. She is currently developing and implementing strategic marketing opportunities for the Foundation.

Gordon Bateman

Gordon Bateman

Vice President & Controller


Prior to joining SHCPF, Gordon was CFO of a publicly traded IT consulting firm. Gordon is responsible for working with banks to coordinate the documentation and funding of their participation with the Foundation, and for the day to day accounting activities of the Foundation.

Shea Gabrielleschi

Shea Gabrielleschi

Assistant Vice President, Marketing and Sales


Shea provides customer service to bank partners and prepares sales, marketing and financial materials for the entire Foundation team. He was the founding president of the University of Mississippi’s American Marketing Association chapter. Prior to joining SHCPF, Shea served in sales management and account service roles at two Memphis area marketing firms.

Our Founder

Charles C. King III

Charles C. King III

Chairman Emeritus


Chuck King began his banking career in 1992 as president of National Commerce Financial’s subsidiary, USI Alliance Corporation, where he founded both the Senior Housing Crime Prevention Foundation and Senior Crimestoppers, and created the “Wish Comes True” grant program, the “Time of Your Life” video exhibit, and the Welcome Home Banking web portal for residents and their families; all to improve the quality of life for the elderly in communities across the country. Thanks to Chuck King’s vision, the Senior Crimestoppers program has reduced crime against nursing home residents nationally by 94 percent.

Board of Directors


Camden R. Fine
President & CEO
Independent Community Bankers of America
Washington, DC

Elizabeth W. Cantrell
Founder of Triad (Retired)
National Sherriffs Association
Asheville, NC

Gary C. Teagno
President & CEO
ICBA Services Network
Washington, DC

Clive "Rusty" R. Cloutier
President & CEO
MidSouth Bank
Lafayette, LA

David M. W. Denton
General Manager
Fox Hill Senior Living Center
Bethesda, MD

Patricia M. Hopkins, CPA
EVP & CFO
ICBA & Subsidiaries
Washington, DC

Lewis E. Holland
President (Retired)
Henry Turley Company
Memphis, TN

David E. Hayes
President
Security Bank
Dyersburg, TN

William “Bill” R. Reed, Jr.
Vice Chairman (Retired)
SunTrust Bank
Memphis, TN

John M. Reich
Former Director (Retired)
FDIC
Huntersville, NC

Edward J. Gentry
Chairman, President & CEO
Senior Housing Crime Prevention Foundation
Memphis, TN

Terry B. Rooker
President
Senior Crimestoppers
Memphis, TN

John E. McWeeney, Jr.
President & CEO
New Jersey Bankers Association
Cranford, NJ

FAQs


  • Why nursing homes, HUD properties and veterans homes?
    Nursing home, Medicaid & HUD residents meet the definition of a low-to-moderate income group and can qualify for government subsidies for Care and Housing. Therefore, any loan or investment that goes to benefit or support this group is considered as qualified CRA credit and allows banks to support a segment of society that it might not otherwise touch. Further, these facilities are known to have problems in areas that the Senior Crimestoppers program directly addresses.
  • How does this benefit a bank?
    Often it is difficult for banks to find reasonable, low-risk, community focused opportunities to meet their CRA loan or investment requirements. Many times CRA qualified types of loans and investments are considered risky at best. CRA Partners provides a bank with an outlet to meet both loan and investment test requirements, as required by law. Further, CRA Partners is structured in such a way that the bank has very low credit risk. The transaction is secured 100% by the collateral chosen by the bank, which constitutes the source of repayment at contract maturity. The yield on the bank’s loans and investments is based on the yield paid on the collateral security, less 1.25% retained by CRA Partners to support its programs. Also, the funds provided by the bank are used in the primary assessment area(s) where the bank must have credit or greater area permitted by CRA regulation. Besides all of this, a bank has no work, administrative burden or overhead associated with participation.
  • What does the nursing home or senior housing facility receive?
    The facilities also win, perhaps more than anyone else. A facility sponsored by the SHCPF receives the Senior Crimestoppers program absolutely free of charge with no strings attached during the loan/investment period. Benefits such as reduced risk exposure, lower cost of liability insurance, reduction in crime incidents experienced, lower staff turnover and associated costs, enhanced staff morale, abatement of litigation events and hard dollar cost savings are all brought to the facility through implementation of the Senior Crimestoppers program.
  • How long is the commitment period?
    The commitment period for all loans and investments is 7 years. At the conclusion of this time period, a participating sponsor may ask for and receive redemption of the loan or investment, or may elect to continue participating in SHCPF activities. If a bank chooses to participate in a grant, the commitment period is 5 years.
  • What yield does a sponsor receive?
    First, they receive the effective annual yield of the bond purchased, less a portion retained by the Foundation. In addition, some banks use the relationship with the sponsored nursing home to offer special banking packages to the management, board, staff, residents and family members.
  • What is the Foundation’s geographic scope?
    CRA Partners serves every U.S. state. This allows all banks to sponsor nursing homes.